Three Unexpected Advantages For Today’s Homebuyers

Think it’s the wrong time to buy? These current market perks might just change your mind.

With the current fickle market, it’s natural for homebuyers to feel hesitant about making a purchase. Interest rates aren’t providing much wiggle room, so the uncertainty is giving everyone pause. We get it! However, we’re here to challenge the question: “Should I wait this one out?”

Surprisingly, buyers may be missing out on a few hidden perks that this current market has to offer, namely less competition, excellent negotiation conditions, and boosted flexibility with timing. Let’s get into it!

1. Avoid The Hidden Costs of Waiting

It’s easy to think you’re playing it safe by waiting. You don’t want to overpay for a home, get too high an interest rate, or make a move at the wrong time. That makes sense. But here’s what many people don’t see right away. Here’s what can happen while you wait:

• Rent continues to rise
• Home prices are stabilizing (increasing in some areas)
• You’re missing out on building equity
• You pass on homes that could’ve been a great fit

There is a real cost to waiting. When you buy now, you can take advantage of today’s negotiating power and start building long-term wealth through homeownership, all while avoiding the cost of inaction. Buyers who make a move today often gain more control over their finances tomorrow.

2. Take Advantage of Buyer-Friendly Conditions

While some buyers are still on the fence, others are already making moves, and it’s not because they’re trying to perfectly time the market. It’s because they recognize the unique opportunities available right now. Here’s what we’re seeing:

• Less competition, which means fewer bidding wars and more negotiating room
• Motivated sellers offering concessions like help with closing costs or interest rate buydowns
• More inventory in certain markets, giving buyers more options and breathing room
• The ability to refinance later if rates drop (ask us about Rate Rebound), but not the ability to go back in time and buy the home you missed

The idea of “date the rate, marry the house” is becoming more and more appealing as time goes on. Acting now could give you more control, more choices, and long-term financial advantages, especially once you’re able to refinance down the road.

3. Build Long-Term Stability and Wealth Through Homeownership 

Many renters and potential buyers are asking this question: Is owning a home still a good investment? The short answer is YES. Here’s why buying still makes sense:

• You build equity with every payment (renting doesn’t offer that benefit)
• Your monthly payments stay consistent, while rent often increases year after year
• You can benefit from tax advantages that aren’t available to renters
• You’re in control, from everything like designing your space to how you improve its value through renovations and remodeling

Even if you don’t plan to stay in your home forever, those early years of equity, stability, and ownership can significantly impact your financial future. In other words, the earlier you start, the more you stand to gain.

If you’ve been unsure about whether now is the right time to buy, we’re here to help you look at the full picture and assess your options. We can answer your questions and help build a strategy that works for you, now and in the future. Ready to ditch the hesitations and leap into the future? We’ll be here, ready with a preapproval whenever you are.

Bill Stern | The Stern Team
Branch Manager | NMLS ID # 267577
CMG Home Loans | NMLS ID# 1820
M: 540-222-0164
bstern@cmghomeloans.com
Notice: This is an advertisement and is not a commitment to lend. Contact a loan officer today to explore the financing options specific to each borrower.

Visit corcoranmce.com to search listings for sale in Washington, D.C., Maryland, Virginia, and West Virginia.

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